S&M Computers - Layaway Program

 Layaway Program

Layaway Balances.pdf Layaway Balances.pdf
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The layaway Program is a program where you can choose a system or components, and have the ability to save up the money directly with S&M Computers.  S&M Computers will then purchase the system or components when the balance is achieved.

Rules/Guidelines:

1.    Everyone is Approved Guaranteed. No Credit Check
2.    No set amount to pay towards the Program.*
3.    Customer chooses amount to pay on the balance
4.    Administrative fee is Non-Refundable
5.    Customer can cancel at anytime, all payments are returned (less administrative fee)
6.    Prices are locked in for the duration of Program
7.    No end date set
8.    Contract to be signed in Person
9.    Payments are made securely through PayPal (s.m_computers@live.com)
10.    Customer can logon to website and view balance owing & last payment

Details of Program:

Layaway is a purchase plan designed for customers who want to buy merchandise without using credit or paying the full price immediately. Layaway's are different from credit purchases. When you buy on credit, you take the merchandise before you pay. Credit also involves extra charges. When you use a layaway plan, you pay in full through installments before getting the merchandise. 

* First Payment equal to the Administrative Fee (5.5%) of the Final Purchase Price. This fee is non-refundable.
 

Contact Us to start your Layaway.